Debt troubles can come on suddenly. The loss of an income stream, a job change, a divorce, or a global pandemic can put you well behind on your bills, credit cards, and other financial obligations. Under certain circumstances, bankruptcy can provide you with the most favorable outcome to managing your debt issues. In other cases, it will be the only viable option at your disposal.
While some folks do file bankruptcy on their own, the process should not be undertaken without the help of a skilled bankruptcy lawyer. Below, we’ll discuss the advantages of working with a Eugene, OR bankruptcy lawyer.
At Butcher Law Office, LLC
we handle the following cases:
- Personal Bankruptcy
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Foreclosure Prevention
- Wage Garnishment Relief
- Vehicle Repossession Recovery
Reasons Why You Need to Work with a Bankruptcy Lawyer
While you do have to pay your bankruptcy attorney, a skilled bankruptcy attorney will offset the costs related to your bankruptcy by potentially saving you thousands of dollars elsewhere. We also ensure that your bankruptcy filing is complete and accurate and that you meet all disclosure requirements. We make sure that all of your debts are listed and if you’re filing under Chapter 13, we prepare your repayment plan. The process is painstaking, but the risks involved in preparing bankruptcy documents can cause your case to be dismissed and expose your finances to aggressive creditors.
Preparing for Bankruptcy
Bankruptcy paperwork is a thick packet containing information requests for all of your current debts, current living expenses, income, assets, and more. A small mistake in the accounting process could expose you to legal trouble or cause other issues with your bankruptcy case. This would mean that your creditors once again would be able to garnish your wages or levy your bank account. If you try to hide assets or an income stream, this can result in criminal charges.
But even beforehand, a bankruptcy attorney will sit down with you and go over your debts, expenses, income, and goals. We will determine whether you want to keep your home or walk away from your mortgage. If you want to keep your home, car, or other valuable assets, we can help to make that happen. This includes exempting certain assets from liquidation in Chapter 7 or determining if another chapter of bankruptcy will accomplish your goals.
Dealing with Lingering Financial and Legal Problems
In some situations, creditors might neglect a debt discharge and continue to try to collect the debt or send debt collectors after you for a debt that was discharged in bankruptcy.
Your bankruptcy lawyer will protect you from these and other creditor actions that would be considered illegal once your bankruptcy case is being heard. This can include filing a lawsuit against the creditor for unfair debt collection practices.
Your Eugene, OR Bankruptcy Attorney Can Assist You
If you find yourself struggling to clear your debts and are thinking about debt-relief possibilities, don’t hesitate to contact Butcher Law Office in Eugene, OR. Our consultations are free, and you will be under no obligation to sign up with our firm if you don’t like what you hear. Call us today at 541-762-1967 or book online to begin your journey to financial freedom.
We are looking forward to helping you and your loved ones.
Butcher Law Office, LLC
116 State Hwy 99 N #101, Eugene, OR 97402
An experienced bankruptcy lawyer in Eugene
is Butcher Law Office, LLC and they serve all of Eugene, OR. Learn More About Butcher Law Office, LLC by Visiting our Brand Profiles: